The idea behind a Green Dot prepaid credit card is that it is a way for people who can't or don't want to get a credit card to be able to use one. There are a lot of people who have credit problems that makes it impossible for them to get a credit card while there are lots of other people who simply don't want one because of the risks involved. The problem is that in this day and age it is not easy to get by without one, you can't make online purchases for example. A Green Dot card is a good alternative for these people.

The way that a Green Dot credit card works is that deposit the amount of money that you want on your card and then as you use the card the money is deducted. In a lot of ways this is like the debit card that you get with your bank account with one crucial difference. Since the cards are issued by by Visa and Master Card they can be used in situations where a credit card would be required. This allows you the benefits of having a credit card without the disadvantages.

In order to get a Green Dot credit card you will need to go to the store to buy one. They are sold at dozens of different stores including many different major chains like Walmart and 7-Eleven. All you have to do is go in and buy one, the amount that you load on the card will be up to you so you can really set your own price. You will be able to use the card right away so if you need to make a credit card purchase this is a great way to get a card quickly.

One thing to be aware of when you do purchase your card is that the one at the store will not have your name on it. This can be bit of a problem since a lot of merchants are not comfortable with allowing you to use a credit card that doesn't have your name on it. You can order a Green Dot card with your name on it while you are at the store buying the card. It will take about a week for this to be mailed to you, in the meantime you will be able to use the other card, you may just find that some places are not willing to accept.

As you use your card the money that you have deposited will be deducted so eventually you will reach the point where you need to put more money on the card. This is easy to do, all you have to do is go back to the store and deposit more. The money will appear in your account right away allowing you to use your card immediately.